{"id":16168,"date":"2026-07-22T23:38:39","date_gmt":"2026-07-22T22:38:39","guid":{"rendered":"https:\/\/www.crossroads.wales\/?post_type=product&#038;p=16168"},"modified":"2026-07-22T23:39:21","modified_gmt":"2026-07-22T22:39:21","slug":"life-certificate-lessons-in-financial-education-agored-cymru","status":"publish","type":"product","link":"https:\/\/www.crossroads.wales\/cy\/product\/life-certificate-lessons-in-financial-education-agored-cymru\/","title":{"rendered":"Tystysgrif LiFE \u2013 Gwersi mewn Addysg Ariannol"},"content":{"rendered":"<h3><strong>Gwybodaeth am y Cwrs<\/strong><\/h3>\n<p>Ewch \u00e2&#039;ch gwybodaeth ariannol i&#039;r lefel nesaf gyda&#039;r <strong>Tystysgrif LiFE (Gwersi mewn Addysg Ariannol)<\/strong> o <strong>Agored Cymru<\/strong>, wedi&#039;i ddatblygu mewn partneriaeth \u00e2&#039;r <strong>Sefydliad Bancio a Chyllid Llundain (LIBF)<\/strong>. Gan adeiladu ar Wobr LiFE, mae&#039;r cymhwyster hwn yn darparu dealltwriaeth ddyfnach o gyllid personol ac yn rhoi&#039;r sgiliau ymarferol sydd eu hangen ar ddysgwyr i wneud penderfyniadau ariannol hyderus drwy gydol eu bywydau.<\/p>\n<p>Bydd dysgwyr yn archwilio ystod ehangach o bynciau ariannol, gan gynnwys cyllidebu, bancio, cynilo, benthyca, credyd, dyled, yswiriant, trethiant, hawliau defnyddwyr, cyllid digidol, cynllunio ariannol a chydnabod risgiau ariannol. Trwy weithgareddau ymarferol a senarios bywyd go iawn, bydd dysgwyr yn datblygu&#039;r hyder i reoli eu harian yn gyfrifol a gwneud dewisiadau ariannol gwybodus.<\/p>\n<p>Cyflwynir y cwrs <strong>yn gyfan gwbl ar-lein<\/strong>, gan ganiat\u00e1u i ddysgwyr astudio&#039;n hyblyg gyda chefnogaeth tiwtor a mynediad at adnoddau dysgu o ansawdd uchel.<\/p>\n<h3><strong>I bwy mae&#039;r cwrs hwn?<\/strong><\/h3>\n<ul>\n<li>Oedrannau <strong>14+<\/strong>, neu ddysgwyr sydd wedi cwblhau&#039;r yn llwyddiannus <strong>Gwobr LiFE<\/strong>.<\/li>\n<li>Dysgwyr sy&#039;n cael eu haddysgu gartref yn paratoi ar gyfer addysg bellach, cyflogaeth a byw&#039;n annibynnol.<\/li>\n<li>Yn ddelfrydol ar gyfer pobl ifanc sy&#039;n dymuno datblygu dealltwriaeth fwy datblygedig o gyllid personol a rheoli arian.<\/li>\n<\/ul>\n<h3><strong>Gwybodaeth Asesu<\/strong><\/h3>\n<p>Caiff y cymhwyster ei asesu drwy <strong>arholiad ar-lein a osodir yn allanol ac a farcir yn allanol<\/strong>, y gellir ei gymryd <strong>ar alw<\/strong> pan fydd dysgwyr yn barod.<\/p>\n<p>Cwblheir arholiadau gan ddefnyddio <strong>goruchwyliaeth ddiogel o bell<\/strong>, gan ganiat\u00e1u i ddysgwyr sefyll yr asesiad o gartref gan gynnal uniondeb y cymhwyster.<\/p>\n<p>Mae&#039;r cymhwyster hwn yn <strong>wedi&#039;i raddio<\/strong>, gan ganiat\u00e1u i ddysgwyr gyflawni&#039;r canlyniadau canlynol:<\/p>\n<p><strong>Lefel 1<\/strong><\/p>\n<ul>\n<li>Pasio<\/li>\n<li>Teilyngdod<\/li>\n<\/ul>\n<p><strong>Lefel 2<\/strong><\/p>\n<ul>\n<li>Pasio<\/li>\n<li>Teilyngdod<\/li>\n<li>Rhagoriaeth<\/li>\n<li>Rhagoriaeth*<\/li>\n<\/ul>\n<h3><strong>Ffi&#039;r Cwrs<\/strong><\/h3>\n<p><strong>\u00a3200<\/strong>, gan gynnwys cofrestru, cefnogaeth tiwtor, <strong>goruchwyliaeth ddiogel o bell<\/strong> a&#039;r <strong>arholiad cyntaf<\/strong>.<\/p>\n<h3><strong>Cyfleoedd Dilyniant<\/strong><\/h3>\n<p>Y <strong>Tystysgrif LiFE<\/strong> yw <strong>Cymhwyster sy&#039;n cyfateb i TGAU<\/strong>, gan ei wneud yn ddewis ardderchog i ddysgwyr sy&#039;n dymuno ennill cymhwyster achrededig wrth ddatblygu sgiliau ariannol hanfodol. Mae&#039;n cefnogi dilyniant i addysg bellach, cyflogaeth a byw&#039;n annibynnol, gan roi&#039;r hyder i ddysgwyr wneud penderfyniadau ariannol gwybodus drwy gydol eu bywydau.<\/p>","protected":false},"excerpt":{"rendered":"<p>Meithrinwch hyder mewn cyllidebu, cynilo, credyd, dyled a chynllunio ariannol gyda&#039;r cymhwyster ar-lein hyblyg hwn ar gyfer dysgwyr 14+ oed. Mae&#039;r Dystysgrif LiFE sy&#039;n cyfateb i TGAU yn cynnwys cefnogaeth tiwtor ac arholiad dan oruchwyliaeth o bell.<\/p>","protected":false},"featured_media":16176,"template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"_joinchat":[]},"product_brand":[],"product_cat":[63],"product_tag":[],"class_list":["post-16168","product","type-product","status-publish","has-post-thumbnail","product_cat-agored-cymru","desktop-align-center","tablet-align-left","mobile-align-left","ast-product-gallery-layout-horizontal-slider","ast-product-gallery-with-no-image","ast-magnify-disabled","ast-product-tabs-layout-horizontal","first","instock","virtual","taxable","purchasable","product-type-simple"],"_links":{"self":[{"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/product\/16168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/types\/product"}],"version-history":[{"count":2,"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/product\/16168\/revisions"}],"predecessor-version":[{"id":16178,"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/product\/16168\/revisions\/16178"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/media\/16176"}],"wp:attachment":[{"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/media?parent=16168"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/product_brand?post=16168"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/product_cat?post=16168"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/www.crossroads.wales\/cy\/wp-json\/wp\/v2\/product_tag?post=16168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}